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Corporate Profile 
Our Company

A reputable source for your clientele's group insurance needs

Service Collectif Total is a third-party administrator of group insurance founded in 1992 by company President, Alfred Bourgeois. Mr. Bourgeois' corporate vision was threefold: to simplify the broker's business of providing group insurance products to small groups, to deliver a personalized service that ensures the most advantageous benefits and rates based on the particular needs and experience of each individual client and finally, to offer flexibility and unparalleled customer service that large insurance companies are not always equipped to deliver.

Today, Service Collectif Total Inc. is a successful and trusted company that administers more than 300 groups with a volume of more than $5 million in annual premiums.

Small groups - our specialty

At SCT, we carefully analyze the specifics of every group and thereby have the flexibility to offer insurance to businesses who may have difficulty finding satisfaction with traditional insurance companies. In fact, insuring groups of 3 to 100 employees is our specialty. We are sensitive to the fact that every group is different and as such, we do not subscribe to global policies that do not consider these distinctions. Our comprehensive assessment of every individual situation certifies that you receive the best available product for all of your groups.

We take care of the details for you

We guarantee the professional, courteous and timely service that only a company committed to your needs can deliver! We understand the frustrations that may result from working with large insurance providers. At SCT, we know our customers and our team is dedicated to serving you - personally, quickly and efficiently!

Our Mission

SCT - your small group solution

At Service Collectif Total Inc., catering to your individual needs is our business. Our knowledgeable and courteous team is committed to providing you with the professional, timely and personalized service that you and your clients deserve.

Our Team

Alfred Bourgeois, C.L.U. - President

In 1992, Alfred Bourgeois founded Service Collectif Total Inc. Armed with more than 25 years of experience in group insurance sales and vast industry knowledge, Alfred developed his group insurance administration company in an effort to provide quality insurance services and administration to brokers and customers alike.

Alfred's leadership, entrepreneurial spirit and hard work led to the rapid and steady growth of his company. Today, SCT is a highly reputable enterprise that operates under the same principles it was founded on - to offer its customers a quality product, incomparable professional and customized service and the specialty of catering to small groups of 3 to 100 employees.

As President, Alfred is responsible for prospecting and development, as well as managing the financial aspects of the company.

"I invite you to work with Service Collectif Total and bypass the frustration of dealing with large insurance providers. With SCT as your sole contact for group insurance, you will save time, money and improve your bottom line. Leave the worrying to us."

To contact Alfred, please e-mail alfred@sctotal.com.

Julie Bourgeois, B.A., Vice President, Administration

Julie Bourgeois was recruited in response to the company's rapid expansion. With more than fifteen years of office management experience in the non-profit sector, Julie's excellent business sense and superior organizational skills serve SCT well as it continues to develop.

Julie strikes the perfect balance between the consummate nurturer and the take-charge motivator as the director of SCT.

"I take care of the needs of the SCT team, so they can focus on yours."

To contact Julie, please e-mail julie@sctotal.com.

Yves Boutin, Director, Marketing and Development

We are pleased to announce that Yves Boutin has joined the SCT team as Director, Marketing and Development.

Yves has worked in the field of group insurance for more than 30 years, namely with several Quebec insurers as well as founding and managing his own business over the last 15 years, developing a particular proficiency in insuring expatriates.

Yves is an innovator in the group insurance industry and we are counting on his talents to offer our brokers his expertise and support in this area.

To contact Yves, please e-mail Yves@sctotal.com

Manon Sauriol, Associate Underwriter

Every good business is based on sound accounting practices and Manon Sauriol is as sound as they come! A former chef, this smart cookie runs SCT's accounting department the way she used to run her kitchen - with precision, timeliness and a pinch of her own personal style.

"We appreciate our brokers' business and it's my business to ensure that they appreciate ours!"

To contact Manon, please e-mail manon@sctotal.com.

Janick Voghel, Contrat Management Agent

Janick's pleasant demeanour, enthusiasm and business savvy make her an obvious choice in the role of Contract Management Agent. Every contact with Janick is guaranteed to be a positive one. If her knowledge of insurance products don't impress you, her quick wit surely will!

"If you have a question, it'll be my pleasure to find you the answer!"

To contact Janick, please e-mail janick@sctotal.com.

Annie Pleau, Renewal / Customer Service Agent

Annie Pleau embodies the spirit and vision that is SCT. Her friendly disposition, resourcefulness and desire to help will put you at ease and will let you know that we care about your satisfaction. With Annie as your point of contact with SCT, we know that you will return, time and time again.

"My personal philosophy is treat others like you would have them treat you."

To contact Annie, please e-mail annie@sctotal.com.

Ginette Giroux, Information Agent

Ginette is the latest recruit to our team and was chosen for her wonderfully courteous disposition. She will easily answer your inquiries and direct you with professionalism. Ginette also lends her support by preparing quotations - to your satisfaction.

''Providing an excellent service is my priority!''

To contact Ginette, please e-mail ginette@sctotal.com 



Service Collectif Total Inc.
3078, boul Dagenais Ouest,
Laval, Québec   H7P 1T6

Téléphone: 450.625.7000 / 1.888.625.7001
Courriel :
info@sctotal.com

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